Category: Credit Score
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Boost Your Credit Score Without Borrowing More
Building a positive credit score is not always a walk in the park. More than 5 million UK residents struggle with a low credit rating, which can slam the door shut on obtaining mortgages, credit cards or even mobile phone contracts. This is no small problem, which is why a new service is being launched…
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A Fresh Way to Boost Your Credit Score with Mobile SIMs
In the midst of the digital era, the way we handle and perceive our finances is rapidly changing. An example of this innovation comes in the form of Boshhh, a brand new fintech venture aiming to turn the tide for those struggling with their credit scores. But what’s the buzz about, and why should the…
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Students are Checking Their Credit Scores Every Month
As the fresh academic year begins, thousands of young adults are packing their bags and gearing up to take their first steps into university. This year, universities have witnessed one of the largest influxes of students, with UCAS receiving its second-highest number of applications ever. The transition to university isn’t just about studying, it also…
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How a Credit Checking App Led to £30,000 Debt and the Brink of Bankruptcy
Using a credit checking app to improve her credit score seemed like a promising idea for Anna James, a 32-year-old counsellor from South Wales. However, after eight years, she found herself nearly £30,000 in debt and facing bankruptcy. Anna’s story highlights the dangers and pitfalls of relying solely on credit checking apps without fully understanding…
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UK Energy Suppliers that Will Help You Boost Your Credit Score
When it comes to switching energy suppliers or making late payments, many people are unaware that it can have a major impact on their credit scores. Not only do energy companies typically conduct credit checks on customers looking to switch, but they also report payment history to credit reference agencies (CRAs) such as Equifax, Experian,…
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Best Credit Score Monitoring Services, September 2023
Understanding and monitoring your credit score is crucial when it comes to managing your finances and making important financial decisions. Lending agencies, such as banks and mortgage providers, use your credit score to determine whether they will offer you credit. Your credit score can also impact your ability to rent a property or sign up…
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The Dangers of Credit Checking Apps: What to Avoid
When Anna James signed up for a credit checking app to improve her credit score, she had no idea it would lead her down a path of debt and financial turmoil. Like many others, Anna had hoped to get her finances on track and eventually own a home for herself and her children. However, the…
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How To Check Your Credit Score
The cost of living crisis in the UK has left many households struggling to make ends meet. Rising energy bills, food prices, and mortgage costs have forced many people to seek loans to keep themselves afloat. In this challenging economic climate, it is crucial to monitor and improve your credit score to increase your chances…